Corporate Fixed Deposit
Corporate Fixed Deposits (FDs) are a type of debt investment where you lend money to reputable non-banking financial companies (NBFCs) or corporations for a fixed tenure in exchange for regular interest payments. Unlike bank FDs, which are backed by government insurance up to a certain limit, company FDs offer potentially higher interest rates but come with slightly higher risk, mitigated by the issuing company’s credit rating. They’re ideal for conservative investors looking for assured income without the volatility of stocks or mutual funds.

Financial
Institutions

Non-Banking Finance Companies

Manufacturing Companies

Housing Finance Companies

Government
Companies
Higher Yields Than Bank FDs : Enjoy interest rates often 2-3% above bank deposits, boosting your post tax returns ( taxed as per your slab, with TDS applicable).
Predictable Income : Fixed returns make it perfect for retirement savings, education funding, or supplementing income, with no market-linked fluctuations.
Low Risk with Credit Protection: We only recommend highly rated companies, and many schemes include collateral or insurance. Plus, our due diligence adds an extra layer of safety.
Flexibility and Liquidity Options: Choose cumulative (interest reinvested) or non-cumulative payouts. Some schemes allow partial withdrawals.
Tax Efficiency: Interest is taxable, but for senior citizens, higher thresholds apply. We can help optimize via tax-saving strategies.
By investing through us, you benefit from exclusive deals, zero brokerage fees, and priority access to limited-period high-rate FDs. Start building your fixed-income portfolio today—it’s a simple step toward financial stability.
Shapath Investment Partners is a SEBI-registered mutual fund distributior, founded by a team of seasoned professionals with a combined experience of over 80 years in Banking and Financial Services.
© Copyright 2025. Shapath Investment Partners. All right reserved. Disclaimer | Disclosure | Privacy Policy | Risk Factors | SID/SAI/KIM | Code of Conduct | SEBI Circulars | AMFI Risk Factors